CIMB CashLite – Low interest rates & doing S$step 1,000^ Cashback!

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CIMB CashLite – Low interest rates & doing S$step 1,000^ Cashback!

Cost Desk

#The brand new payable flat interest rate / payable business charges is at 3.5% p.a good. to have 1 year and you will 2 yrs, and you can step 3.0% p.good. to have three-years, 48 weeks and you can 60 weeks. The fresh particular energetic interest rate (EIR) was at six.40% effective. to possess one year, 6.58% p.good. getting two years, 5.68% effective. to possess 36 months, 5.67% p.good. having forty eight months and 5.64% p.good. having 60 weeks. EIR is the phrase of one’s equivalent to brand new apartment desire rates / payable facility charge cited more than playing with compounding and on an annualised rate of interest / payable business costs foundation.

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  • Monthly instalment payable must be paid in complete and additionally people a good overdue count in the previous statement.
  • Or no monthly instalments will get overdue, focus and you will later payment costs is levied toward particularly overdue instalment as well as other delinquent numbers on your own CIMB Borrowing Cards membership in accordance with the Cardmember’s contract.
  • Later percentage charge: S$a hundred would-be billed when the (i) full percentage of the a great equilibrium (where a great equilibrium try S$fifty or quicker) isn’t obtained by percentage deadline; otherwise (ii) in the event your lowest commission (where in actuality the outstanding balance is higher than S$50) given about report isn’t acquired by percentage owed day.
  • Interest: dos.158% four weeks (energetic interest rate twenty-five.9% effective. at the mercy of compounding if your fees are not paid back completely) on the purchase amount, chargeable every day in the go out of publish up to bill regarding complete percentage (minimal fees out of S$2.50).

When your minimal commission is not received completely from the commission deadline of every Asking Statement, money charge might possibly be levied from the price from 2.333% monthly (energetic interest rate out of twenty-eight% effective. susceptible to compounding) rechargeable several times a day, into such as number since was owed and you may due (susceptible to the absolute minimum month-to-month charge away from S$dos.fifty otherwise for example other share once the is generally determined by the new Bank). The fresh new fund charges have a tendency to return to the fresh active interest rate off twenty-five.9% excellent. whenever minimal payment is gotten in full from the payment owed go out. One changes or reinstatement of interest rates will begin working off the brand new big date of such Battery charging Report immediately after the fresh percentage due day from a relevant Asking Statement.

*Only applicable to New-to-Bank customers who apply for CIMB CashLite Personal Instalment Loan with minimum approved loan amount of S$1,000 and above. Terms and conditions governing the CIMB CashLite Personal Instalment Loan – NTB Interest Rate and Cashback Promotion 2022 apply. Please click here for full terms and conditions

^Merely appropriate to own CashLite Personal Instalment Loan requests submitted through CIMB webpages that have lowest financing period from 3 years and you will acknowledged loan number of S$5,000 or higher. Terms and conditions ruling the fresh CIMB CashLite Private Instalment Financing – NTB Interest rate and you may Cashback Promotion 2022 use. Delight follow this link to have full conditions and terms.

1 Your own approved interest rate will be calculated based on your own exposure character and may also differ from brand new typed rate. Whenever you are an alternative CIMB Credit Cardmember, you will discover a call away from CIMB Lender shortly after your CIMB Borrowing from the bank Card’s approval.

Take note minimal amount borrowed is S$step one,100 and you will getting offered as much as a maximum of 90% of the borrowing limit.

For all Words & Criteria on CIMB CashLite Individual Instalment Loan, you can discover significantly more from the hitting backlinks lower than:

New-To-Lender Campaign Existing Consumers
Interest (p.a) Effective Interest rate (p.a.)
Recognized Loan amount Cashback Won
Projected Monthly Repayments
a couple of years 3 years forty eight Days 60 Days
CashLite Flat interest#

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